Read from the legislation
Is it legal to record phone calls in the UK? The law changed in 2018
Usually, yes. If you’re on the call, recording it for yourself is generally not the offence UK law is aimed at. A business can record its calls too, for set reasons, as long as it tells people. The catch is that many guides still quote a law whose interception rules were removed in 2018. Here is what the current law says, quoted from the legislation itself.
The short version
- The offence is “interception”, and the law defines it as making a call available to someone who isn’t one of the people on it. Recording a call you’re part of, for yourself, generally isn’t that.
- A business can record its calls for a list of set purposes, such as keeping a record of what was agreed or checking standards, under regulations made in 2018. One condition is that it makes "all reasonable efforts to inform" people.
- Data protection law applies as well. A recording of a customer is personal data, so you need a lawful reason, you have to tell people why, and you can’t keep it for ever. Consent is one lawful reason, not the only one.
- On an iPhone, the built-in call recorder announces itself to both people on the call.
- The old law most of the guides we read cite, the Regulation of Investigatory Powers Act 2000, lost its interception chapter in 2018. The rules now sit in the Investigatory Powers Act 2016.
This is an explanation, not legal advice. If your business is regulated, or a recording might end up in a dispute, ask a solicitor.
Is it legal to record phone calls in the UK?
The crime is in section 3 of the Investigatory Powers Act 2016. It is committed by a person who "intentionally intercepts a communication in the course of its transmission" without lawful authority. The maximum, on conviction on indictment, is "imprisonment for a term not exceeding 2 years or to a fine, or to both".
What counts as intercepting is defined in section 4. It has to make the content of the call available "to a person who is not the sender or intended recipient of the communication". Recording counts if the call is "diverted or recorded at a relevant time so as to make any content of the communication available to a person after that time".
That definition is why the usual answer for someone recording their own call is yes. The person the recording is made for is already on the call. The law turns on who ends up with the content, though, so what you do with a recording afterwards is a separate question.
The Act also allows interception where everyone has agreed. Section 44 covers the case where "the sender and the intended recipient of the communication have each consented to its interception".
Can a business record phone calls without consent?
Under the interception law, a business doesn’t need each caller’s consent if it follows the business rules. Section 46 lets the government authorise recording by organisations, including "any business", and it did so in the Investigatory Powers (Interception by Businesses etc. for Monitoring and Record-keeping Purposes) Regulations 2018.
Those regulations list the reasons a business can record or monitor calls. They include "in order to establish the existence of facts", "in order to ascertain compliance with regulatory or self-regulatory practices or procedures", "in order to ascertain or demonstrate the standards which are achieved or ought to be achieved by persons using the telecommunication system in the course of their duties" and "for the purpose of preventing or detecting crime".
They also set conditions. The recording must be made "solely for the purpose of monitoring or (where appropriate) keeping a record of communications relevant to the carrying on of relevant activities by the system controller", and the business must have "made all reasonable efforts to inform every person who may use the telecommunication system that communications transmitted by means of that system may be intercepted".
Whether "every person who may use the telecommunication system" means your staff, your callers or both is a question of interpretation, and we won’t pretend to settle it. In practice it doesn’t matter much, because data protection law asks you to tell callers anyway.
Data protection: the other half of the answer
Under the UK GDPR, personal data is "any information relating to an identified or identifiable natural person", and the list of things that count as processing it includes "collection, recording, organisation". A recording of a customer’s call is personal data, and making it is processing.
So you need a lawful basis. Article 6 says "Processing shall be lawful only if and to the extent that at least one of the following applies", and consent is the first item on that list. Others include a contract with the person and "the legitimate interests pursued by the controller". Some of the guides we read say a business must get explicit consent. The Article doesn’t say that. Which basis fits depends on why you record, and that is your call to make and write down. If legitimate interest is the one you pick, our guide to legitimate interest under UK GDPR walks through the three questions.
Whichever basis you use, Article 13 says you must tell people "at the time when personal data are obtained", including "the purposes of the processing for which the personal data are intended as well as the legal basis for the processing" and "the period for which the personal data will be stored". And Article 5 says personal data is to be kept "for no longer than is necessary for the purposes for which the personal data are processed", with "appropriate security of the personal data".
The law most guides still quote was replaced in 2018
Older guides say call recording is governed by the Regulation of Investigatory Powers Act 2000, often called RIPA. On the government’s own legislation site, RIPA’s interception sections now show as rows of dots. The note under them reads "Pt. 1 Ch. 1 omitted", in stages through 2018, "by virtue of Investigatory Powers Act 2016". The business rules that sit under the 2016 Act are the 2018 regulations above.
On 8 October 2026 we searched for “is it legal to record phone calls uk” and read the nine guides on the first page. Our search tool runs from the US, so your results may differ. One page blocked us. Of the eight we could read, five presented the 2000 Act as the law that governs call recording and never mentioned the 2016 Act. Two did mention it, and one mentioned neither. We read the same eight again on 10 October, the day we published this, and the count was the same. Several of them are published by companies that sell phone services.
What to do if your business records calls
This is our reading of the rules above, turned into a checklist. It isn’t a substitute for advice.
- Say so at the start of the call, and say why: “calls are recorded so we have a record of what was agreed”, for example.
- Put the rest in your privacy notice: what you record, why, your lawful basis and how long you keep recordings. Point to it from the message or your website.
- Pick a keeping period and stick to it. Delete recordings when you no longer need them for the reason you gave.
- Limit who can listen. Keep recordings where only the people who need them can get at them.
- Remember people can ask for them. A recording is personal data, so a customer can ask for a copy. Here is how long you have to reply to a subject access request.
AI call answering and AI notetakers record by design
An AI receptionist that answers your phone, or a notetaker that joins your calls, records and transcribes as its job. Nothing in the law above makes an exception for software, so the same rules apply: tell people it’s running, have a reason, and don’t keep recordings longer than that reason needs. We’ve written about where AI notetakers go wrong, and the advice there starts in the same place: tell people it’s running.
Recording a call on your own phone
Apple’s iPhone has a built-in call recorder. Apple’s UK help page says: "In some countries and regions, you can record a phone call when you’re talking to one other person." The page lists the places where it isn’t available, and the UK isn’t on that list. When you start recording, "Both call participants hear an audio notice that the call is being recorded." Apple also tells you to "make sure the other call participant is willing to be recorded".
If you use the transcript, Apple adds a warning that applies to every tool of this kind: "Verify the accuracy of a transcription before relying on it."
What argues the other way
- We aren’t lawyers. Every quotation here is from the legislation or Apple’s own page, and linked so you can check it. Applying it to your situation is a judgement this post can’t make for you.
- Regulated firms may have more rules. If your business is regulated, your regulator may have its own rules on recording calls and keeping the recordings. They aren’t covered here.
- We couldn’t read the regulator’s guidance. The data protection regulator’s website doesn’t load in a form our systems can read, so this post is built from the legislation alone. The regulator’s guidance is the obvious next place to look.
- We have an interest. Lola Squared puts AI to work in businesses, and some AI tools record calls. A post about recording rules could lead you to us.
Sources, and what we checked
- Investigatory Powers Act 2016, section 3, section 4, section 44 and section 46, read on legislation.gov.uk on 8 and 10 October 2026.
- The Investigatory Powers (Interception by Businesses etc. for Monitoring and Record-keeping Purposes) Regulations 2018 (S.I. 2018/356), regulations 3 and 4, current text, read on 8 and 10 October 2026.
- Regulation of Investigatory Powers Act 2000, section 1 and sections 3 and 4, shown as omitted by the Investigatory Powers Act 2016, read on 8 and 10 October 2026.
- UK GDPR, Article 4, Article 5, Article 6 and Article 13, current text on legislation.gov.uk, read on 8 and 10 October 2026.
- Apple Support (UK), “Record and transcribe a call on iPhone”, read on 8 and 10 October 2026.
- Our own check: the nine first-page results for “is it legal to record phone calls uk” on 8 October 2026, eight of them read in full for which laws they cite, and the same eight re-read on 10 October 2026.
- Every quotation above was tested automatically against the text of its source before publication.